Effective and desirable employee benefit plans are absolutely critical to recruiting and retaining key personnel in today's competitive employment market.

RealTime HR offers benefit programs designed specifically for the restaurant industry:

• Health benefits
  1. Major Medical
  2. Voluntary “Mini-Medical” plans
  3. MedEncentive – A program proven to reduce health insurance costs in multi-year trials. MedEncentive is designed to "bolt-on" to existing health insurance plans.
• Supplemental benefits
  1. Life and AD&D insurances
  2. Executive Life benefits
  3. Voluntary employee benefits
  4. Section 125 - Flexible spending accounts
  5. Pre-tax spending program - lowers company FICA tax rates
• Dental (guarantee issue; no waiting period)
• Disability insurances (guarantee issue; 24-hour coverage, on and off the job)
• Vision
• 401(k) plans
• Employee Assistance plans
• Retirement plans

RealTime HR's turn-key, ongoing benefit administration and programs are provided by nationwide carriers exclusively for multi-unit restaurant operators: