RealTime HR's Enterprise Risk Management services are designed to protect your business and provide you the tools you need to successfully manage your enterprise.

Multi-state workers’ compensation insurance programs

• No deposit. Pay-as-you-go options
• Fraud investigation and legal representation
• Online features for incident recordkeeping and anytime access
• Centralized control of unlimited locations
• A proven program to improve Clients' NCCI experience and modification ratings
• An integrated program consisting of:
  1. Compliance
  2. Loss control analysis
  3. Training
  4. Access
  5. Security
  6. Customized reports

  RealTime HR is a member of The Institute of Work Comp Professionals, which serves to train and certify risk management professionals to manage workers’ compensation insurance plans, manage fraud, fight overcharges and reduce costs.

  Fact: An average RealTime HR client will save more than $26,000 on annual Workers' Comp Insurance premiums.

Unemployment cost control services

• We manage all activity for unemployment claims, tax and related matters
• We provide a “report card” of claim management services, documenting a rapid overview of what is occurring
• Attorney representation at hearings is available ($200 per case)
  
• HR SUTA Cost Management by the numbers:
• RealTime HR SUTA claim winning rate: 85%
• Average SUTA claim: $4,590
• Client SUTA claim cost reduction: Over 30%
• Plus, management spends less time on SUTA claims, and your business may qualify for a lower SUTA tax rate.

Tax Credit Recovery Program

• Automated system analyzing employee data to generate tax credits for each restaurant location. Program includes:
  1. Work Opportunity Tax Credit (WOTC) – up to $2,400/unit
  2. Welfare to Work – up to $8,500/unit
  3. Federal Enterprise Zone

Additional Programs

• Shoes for Crews
  1. Through the Shoes for Crews payroll deduction program, Clients can develop an employer-sponsored payroll program or allow Employees to pay for their own footwear without having to pay cash. An easy, automatic payroll deduciton plan is installed. This program is proven to reduce slip and fall accidents and lower workers' compensation injury claims.
• Employers Practice Liability Insurance
• OSHA compliance assistance
• Safety Program development
• Drug-Free Workplace Program development
• Background/Drug Screening (discounted rates)
• Legal representation ($150 per hour)